{
\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\begin{tabular}{l*{6}{c}}
\toprule
                &\multicolumn{1}{c}{\shortstack{Exp.\\spend.\\growth (\%)}}&\multicolumn{1}{c}{\shortstack{Exp.\\spend.\\growth ($)}}&\multicolumn{1}{c}{\shortstack{Exp.\\spend.\\growth ($)}}&\multicolumn{1}{c}{\shortstack{Incr.\\ exp.\\ debt}}&\multicolumn{1}{c}{\shortstack{Incr. exp. \\ desired \\ hours}}&\multicolumn{1}{c}{\shortstack{Incr. exp.\\ retirement \\ age}}\\\cmidrule(lr){2-2}\cmidrule(lr){3-3}\cmidrule(lr){4-4}\cmidrule(lr){5-5}\cmidrule(lr){6-6}\cmidrule(lr){7-7}
                &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}&\multicolumn{1}{c}{(6)}\\
\midrule
                &         &         &         &         &         &         \\
$\Delta$ Retirement fin. wealth (\%)&    0.054&         &         &-0.206\sym{***}&-0.302\sym{***}&-0.398\sym{***}\\
                &  (0.036)&         &         &  (0.073)&  (0.089)&  (0.096)\\
                &         &         &         &         &         &         \\
$\Delta$ Other fin. wealth (\%)&   -0.044&         &         &-0.432\sym{***}&-0.401\sym{***}&-0.257\sym{***}\\
                &  (0.037)&         &         &  (0.073)&  (0.090)&  (0.094)\\
                &         &         &         &         &         &         \\
$\Delta$ Net income (quarterly, \%)&0.171\sym{***}&         &         &-0.320\sym{***}&-0.328\sym{***}&-0.221\sym{***}\\
                &  (0.027)&         &         &  (0.042)&  (0.049)&  (0.054)\\
                &         &         &         &         &         &         \\
$\Delta$ Retirement fin. wealth ($)&         &0.024\sym{***}&0.021\sym{**}&         &         &         \\
                &         &  (0.009)&  (0.009)&         &         &         \\
                &         &         &         &         &         &         \\
$\Delta$ Other fin. wealth ($)&         &   -0.001&   -0.004&         &         &         \\
                &         &  (0.012)&  (0.012)&         &         &         \\
                &         &         &         &         &         &         \\
$\Delta$ Net income (quarterly, $)&         &0.655\sym{***}&         &         &         &         \\
                &         &  (0.104)&         &         &         &         \\
                &         &         &         &         &         &         \\
$\Delta$ Net income (annual, $)&         &         &0.454\sym{***}&         &         &         \\
                &         &         &  (0.071)&         &         &         \\
                &         &         &         &         &         &         \\
Individual controls&      Yes&      Yes&      Yes&      Yes&      Yes&      Yes\\
Adj. R-squared  &     .041&     .053&     .084&     .215&     .146&     .095\\
Observations    &     3761&     3565&     3535&     3845&     2377&     2377\\
\bottomrule
\end{tabular}
}
